Management Team | Royal Microfinance PLC

Management Team

Chief Executive Officer

Mr. Mao Kokkhin

Chief Executive Officer

Master of Business Administration, 2005 – Ateneo de Zamboanga University, Philippines
Bachelor of Economic Science, 2002 – Cambodia
Coaching and Mentoring in the World of Business, 2014
Corporate Governance for Financial Institutions, 2017

21 years of working experience in the financial industry
Shareholder and Chief Executive Officer of Royal Microfinance PLC since 2016
Shareholder and Chairman of Talk2 Solutions, a contact center outsourcing company
Head of Business Decision and Assurance – ANZ Royal Bank
Head of Branch Network for Phnom Penh and provincial branches – ANZ Royal Bank
Extensive experience in branch management for banks and financial institutions
Strong background in HR and training management–related roles

Head of Departments

Mrs. Nay Sreyneang

Head of HR & Admin Department

Certificate : Human Resources Management from Educational Development Institute year 2018.
Bachelor Degree of Finance & Banking Year 2012.
Bridging Course in English from Institute of Foreign Language (IFL) Year 2009.

12 Years of Experiences in HR and Admin Related Functions from Regional Bank and Local MFI by Holding Various Roles Banking from Officer, Supervisor, Acting Head and Leadership Role.

Mr. Phon Thong

Head of Risk & Compliance Department

MBA, General Management – RULE (2015)
Bachelor of Economic Science, Enterprise Management – RULE (2010)
Associate Degree in English Literature – MIC (2008)
Regulatory Compliance Certification I & II – IBF (2019, 2023)
AML/CFT Training – Acleda Institute of Business (2021)
Risk Management – IBF (2020)
Property Valuation, Branch Management, and Conversion of Loan Security into Hypothec (2012)

Mr. Sin Sareth

Head of System Technology Department

Mr. Chan Chiek

Head of Internal Audit Department

Dual Master’s Degree in Risk Management in insurance, banking, & Finance from RULE
Bachelor Degree in Banking & Finance from RULE
Pursuing Certified Cambodia Public Accountant Program
Holding the Certificate on the CIFRS for SMEs from ACAR
Holding the Certificate on the CFRS for NPEs
Holding many related certificates in accounting & Tax, Reporting, Auditing

7 years of the internal audit experiences in the financial sector including Micro Finance, Insurance, and leasing business.
2 years of the independent audit experiences in a local accounting firm as the External Audit Manager.
2 years of the practical lending experiences at leading MFI.
Certified Internal audit Manager by NBC.
Part-time trainer at Cambodia Accounting Club ( CAC) from 2024.

Mr. Phuong Sophat

Loan Admin & Recovery Manager

Associate of agricultural science Specially in Agricultural Economics & Rural Development.
Bachelor’s Degree of agricultural science Specially in Agricultural Economics & Rural Development. Cambodia.
High School at Nntrak Tevy High School (Bac II), Phnom Penh, Cambodia.

Over 20 years of experience in microfinance and community development, specializing in loan administration, recovery, and client assessment.
Royal Microfinance PLC (Present)
overseeing loan administration processes, leading recovery efforts, and maintaining portfolio quality.
Social Development Association of Cambodia (2013–2015)
Assistant Micro Credit Agent – loan evaluation, reporting, and field client monitoring.
Sovann Phoum Organization (2000–2013)
Scholarship Officer, Economics & Food Security, and Assistant Micro Credit Agent – supporting community economic development and microcredit operations.