Personal Loan

Our Personal Loan is designed for individual salary earners seeking convenient financial support for everyday needs. Whether you intend to purchase essential household items, a motorbike, smartphone, or television, fund education, cover family expenses, or enhance cash flow for a small business, this loan offers an affordable, flexible, and easy application process tailored to your financial goals.

• Flexible Loan Amount: Borrow up to 8 times of net salary and from USD 500 up to USD 10,000.
• Repayment Term: up to 36 months.
• Repayment Method: Annuity.
• Available for owned or rented house applicants.
• Easy & Fast Approval: Simple documentation, friendly service, and fast decision-making.
• Competitive Interest Rates: Attractive and predictable monthly installments.
• Support for All Personal Needs: Perfect for household purchases, education, marriage, travel, medical needs.

• Salary income earners
• Individuals needing additional personal financial support
• Applicants living in owned or rented houses (conditions may vary)

Personal Documents

• National ID Card or Passport
• Family Book or Residential Book
• Recent 4×6 photo

Income Proof

• Payslip or salary certificate
• Bank statement (latest 3 months)

1. Visit any Royal Microfinance branch or call our contact number.
2. Submit documents to our Lending Officer.

Our team is ready to assist you at every step.
Call us: 023 970 777 or 081 495 666