English 
ភាសាខ្មែរ Chief Executive Officer
Mr. Mao Kokkhin
Chief Executive Officer
Education
- Master of Business Administration, 2005 – Ateneo de Zamboanga University, Philippines
- Bachelor of Economic Science, 2002 – Cambodia
- Coaching and Mentoring in the World of Business, 2014
- Corporate Governance for Financial Institutions, 2017
Experience
- 21 years of working experience in the financial industry
- Shareholder and Chief Executive Officer of Royal Microfinance PLC since 2016
- Shareholder and Chairman of Talk2 Solutions, a contact center outsourcing company
- Head of Business Decision and Assurance – ANZ Royal Bank
- Head of Branch Network for Phnom Penh and provincial branches – ANZ Royal Bank
- Extensive experience in branch management for banks and financial institutions
- Strong background in HR and training management–related roles
Head of Departments
Mrs. Nay Sreyneang
Head of HR & Admin Department
Education
- Certificate : Human Resources Management from Educational Development Institute year 2018.
- Bachelor Degree of Finance & Banking Year 2012.
- Bridging Course in English from Institute of Foreign Language (IFL) Year 2009.
Experience
- 12 Years of Experiences in HR and Admin Related Functions from Regional Bank and Local MFI by Holding Various Roles Banking from Officer, Supervisor, Acting Head and Leadership Role.
Mr. Phon Thong
Head of Risk & Compliance Department
Education
- MBA, General Management – RULE (2015)
- Bachelor of Economic Science, Enterprise Management – RULE (2010)
- Associate Degree in English Literature – MIC (2008)
- Regulatory Compliance Certification I & II – IBF (2019, 2023)
- AML/CFT Training – Acleda Institute of Business (2021)
- Risk Management – IBF (2020)
- Property Valuation, Branch Management, and Conversion of Loan Security into Hypothec (2012)
Experience
- Over 16 years of experience in credit, risk, loan recovery, and compliance.
- Head of Risk & Compliance, Royal Microfinance Plc. (2021–Present)
- Head of Recovery Unit, Royal Microfinance Plc. (2024–2025)
- Lending Manager & Senior Risk Specialist, Royal Microfinance Plc. (2016–2021)
- Chief Credit Officer, Khmer Specialized Bank (2009–2016)
Mr. Sin Sareth
Head of System Technology Department
Education
- Bachelor’s Degree in Information Technology, 2011
- Senior Expert in CBS MBWin, trained in Thailand since 2015
Experience
- Software Developer since 2010
- More than 12 years of experience in CBS MBWin
- Specializes in system development & financial system integration
- Strong background in enterprise IT management
Mr. Chan Chiek
Head of Internal Audit Department
Education
- Dual Master’s Degree in Risk Management in insurance, banking, & Finance from RULE
- Bachelor Degree in Banking & Finance from RULE
- Pursuing Certified Cambodia Public Accountant Program
- Holding the Certificate on the CIFRS for SMEs from ACAR
- Holding the Certificate on the CFRS for NPEs
- Holding many related certificates in accounting & Tax, Reporting, Auditing
Experience
- 7 years of the internal audit experiences in the financial sector including Micro Finance, Insurance, and leasing business.
- 2 years of the independent audit experiences in a local accounting firm as the External Audit Manager.
- 2 years of the practical lending experiences at leading MFI.
- Certified Internal audit Manager by NBC.
- Part-time trainer at Cambodia Accounting Club ( CAC) from 2024.
Mr. Phuong Sophat
Loan Admin & Recovery Manager
Education
- Associate of agricultural science Specially in Agricultural Economics & Rural Development.
- Bachelor’s Degree of agricultural science Specially in Agricultural Economics & Rural Development. Cambodia.
- High School at Nntrak Tevy High School (Bac II), Phnom Penh, Cambodia.
Experience
- Over 20 years of experience in microfinance and community development, specializing in loan administration, recovery, and client assessment.
- Royal Microfinance PLC (Present)
overseeing loan administration processes, leading recovery efforts, and maintaining portfolio quality. - Social Development Association of Cambodia (2013–2015)
Assistant Micro Credit Agent – loan evaluation, reporting, and field client monitoring. - Sovann Phoum Organization (2000–2013)
Scholarship Officer, Economics & Food Security, and Assistant Micro Credit Agent – supporting community economic development and microcredit operations.
Regional
Mr. Somm Sovann
Regional Manager of Kampong Cham
Education
- Master of Business Administration in Management, Chea Sim University of Kamchaymear. (CSUK).
- Bachelor of Business Administration in Accounting & Finance, Cambodian University of Specialties (CUS).
Experience
- Over 21 years of experience in the financial industry, holding cross-functional roles such as Credit Officer, Branch Manager, Deputy Head of Provincial Office, and Regional Manager. Gained extensive expertise in budgeting, management, risk, operations, and other key banking and microfinance functions across both local and regional MFIs and commercial banks.
Mr. Mok Saron
Regional Manager of Phnom Penh
Education
- Currently studying bachelor of law at Royal University of economic and law, Cambodia.
- Bachelor of General Management, 2012, Vientiane Lao PDR.
- Bachelor of Lao Language and Literature, 2012, Vientiane Lao PDR.
- Certification in Responsible Lending (IBF) and other management/leadership course via online courses, 2023 Cambodia.
- Regional Workshop for Branch Manager in BFIs on “Financial Institution” Governance for sustainable, responsible, and inclusion operations”,2024, Cambodia.
Experience
- Over 13 years experiences in the financial industry by holding various role such branch regional leadership, portfolio management and credit quality/assurance, credit assessment and approver across local bank such as Hattha bank, Wing Commercial Bank, Canadia bank, Chip Mong bank and Prime MF Micro Finance.