Senior Risk Specialist

Job Description of Senior Risk Specialist

• Assess Loan Application and Diary Note including check necessary information to ensure compliance with Credit Policy before committee meeting.
• Check and verify CBC’s historical record to spot on any irregularity and negative repayment including multiple lending to avoid over-indebtedness.
• Conduct site visit with Operations team.
• Instruct to external party for property valuation.
• Manage PAR within the acceptable level defined by the organization.
• Perform monthly verification of CBC fees before Finance team could process payment.
• Prepare bi-weekly NBC’s Cash Transaction Report.
• Prepare monthly Management Meeting Report/Board Meeting Report.
• Review daily Arrears Report prepared by Finance team.
• Confirm the request from Operations team on stop penalty.
• Confirm the request from Operations team on collateral swap or conditions waiver.
• Perform Operational Risk Assessment.
• Join with HR/Admin department for Business Continuity Planning/Rehearsal.
• Perform Enhanced Due Diligence and Ongoing Review over PEP and HRC and seek approval from Compliance Manager or CEO.
• Conduct training relevant to Risk and Compliance functions (where appropriate).
• Follow up all relevant Business Units on tasks registered in Master Reminder List.
• Any other relevant tasks as required.

Job Requirement:

• Bachelor degree in banking management or equivalent.
• At least 2-3 year experience in banking services development
• Knowledge in banking business, banking risk or banking operation.
• Demonstrate high passion, and commitment.
• Pleasant personality & professional responsibility